The end product of a sale  is payment.                                                      - Inian P K Right from the creation of the world and the human,  bartering in exchange for the needs has become a requisite in the lifestyle of the universe. Dating back from 6000 BC t he methods of payments changed from barter to shells and to the precious stones, to the gold to the coins and later from currency to the banking instruments and a further change to the plastics cards and lastly to the present day trend of electronic payments through the internet. The creation of historical silk route by the Europeans to make the trade with China for the trendy silk clothes and the movement of spices by sea from India to Europe has created a bridge between the eastern world with the west.  Most importantly this movement has led to the discovery of America by the Spaniard Colombus.    Because of the huge cry over the Balance of Payments of the countries, until today, barteri